Money is the alternative name of comfortable and elite life. If you are looking for a comfortable life then you have to earn a lot of money. Many people are working on other’s farm. But if you are an employee then you cannot earn a lot of money. If you want to earn a lot of money then you can start a business. Business is the key to earn a lot of money. Money is playing a big role in every business. To ensure about money businessmen are firstly depending on their deposited fund. But when they are unable to make fund through deposited fund, then they are trying to looking fund from their friends and neighbors. But it is sometime really going hard to get money from friends and neighbors. Sometime this friends and neighbors are denied to provide money for many reasons. And sometime they are unable to provide full amount of money. In this case commercial loan is the only section to get fund for business.

Loan is weapon of alternative finance. Thus lenders are playing a big role in our financial era. Now we can think about strong finance department for having banks, NGO, financial organizations and private money lenders in our world. Private money lenders are different than banks, NGO and other financial organizations. Anybody can obtain loan from them with less documentation. They can lend you money without credit and income information also. But some mistake can make your process of loan so hard and difficult wherever you try to get loan. Loan is a lender to borrower’s process. After approving borrower’s application, lenders provided the loan. There some mistakes which are made by the borrowers when they are applying for loans. Now I will describe with you about one of the mistakes which is made by borrowers. The mistakes which I want to describe with you that without giving ALL the information about the loan, borrowers are soliciting price information.

Prices are changing with varying borrowers, property and transaction features which lenders believe affect their costs and risks. These include loan size, credit rating, type of property (including farm loan, small business loan and many more), and your ability to document of income and property and lots of others.

Unless informed to the opposite, hard money lenders evaluating prices presume a set of standard specifications that create the fewest prices. In case the specs on your loan differ at all, the amount will be higher. Now I will describe you by some examples. Here are the examples. 

First example is that, lenders presume you are buying a single-family home as your permanent residence home. However, in case in fact you are buying a condo, or the house is desired as a second home, hope to pay more.

Second example, hard money lenders presume that your income has been static for the previous 24 months. In case in fact you became self employed in the past 12 months you may not be capable of or qualified for the best rate regardless of your current income.

Third example, hard money lenders presume that your refinance loan or mortgage request does not include a certain amount of cash-out. In case you get a quote for a 5% rate it may change to 5.5% once the lender discovers that you need $100,000 cash over and above the existing loan.

And the solution is:

Lending Universe Inc. can provide you those opportunities which no other can provide you. We have short and simple loan application form which you can fill up within 2/3 minutes. Fill up the Lending Universe Inc. loan application online from home, whether you are a looking for a small business loan or some other kind of such loan. Your all data will be instantly transferred or send to only those verified lenders who match or perfect the exact scenario of your application. And then you will receive loan bids based on your particular situation from the lenders who are interested to lend you money through the tool which name is “Loan control center”. It is a great tool which will provide you by Lending Universe Inc. You can easily controlling your loan process through this tool. This tool will be visible until you close the loan. Compare the bids and select the one that is truly the best for you by loan control center tool. Here are over 10000 verified hard money lenders to provide you loan within 2/3 weeks. They are also able to make fund within 7 business days also. You also could found about 17197 verified loan brokers. Here are about 17663 appraisers to evaluate your property accurately to ensuring to you to get the maximum amount as loan. 15591 verified real estate agents are also having in our database. We have the largest database of hard money loan and lender. Anybody can access our database instantly.

Business is one of the key facts of economical success in life. Every business is depending on a strongest fund. Strong fund or capital can make through loan. Although there are many people who are want to make their business capital through their deposited money, but sometime it cannot be possible to make fund through own deposited money. And for this reason there are many people who are trying to get fund from their friends and neighbors. But there are also two problems and the problems are that friends and neighbors are denied to provide money to you to make business capital. And sometime although they are wanted to provide money but they do not have enough money to help you. And for this reason taking loan is the last and alternative option to making fund for business. There are many sources where a man can get loan. There are banks, NGO, financial organizations and private money lenders. Private money lenders are different than others. They are not following government rules and guidelines like others. They can lend you money within 2/3 weeks because they have the ability to make quick fund. They are providing loan based on borrower’s property value only. All other inabilities are considering for approving a private money loan. People mostly willing to get loan when they are disqualified from banks or when they are unable to apply for a conventional or bank loan. And for this reason private money lenders are calling as the last resort of financing. 

Shopping for a loan is not so easy task for every source. It does not matter wherever you are trying to get loan. There may be happen some mistakes during shopping for a loan. There are some 7 common big mistakes made by borrowers when they are shopping for a loan. Borrowers should “Do not think that the lenders who offer the best price on one type of loan will also have the best price on another”. Do not think that the lenders who offer the best price on one type of loan will also have the best price on another. This is big problem of many borrowers. This is one of the big mistakes of borrowers. It is now common for borrowers to shop the loan in start they think they want, and then change their mind later in the processing period. This is not a good habit for shopping loan. To know deeply here are some examples for you.

For example:

1.                   There are many borrowers who start out thinking he wants a fixed-rate loan, and then switches to an adjustable.

2.                   Borrower starts out thinking he wants 30-year term, and then switches to a 15-year term.

3.                   Borrower starts out thinking he wants a loan at zero-point, and then switches to 3 points.

4.                   Generally I would advice you that do not think that the lenders who offer the best price on one type of loan will also have the best price on another. Such switches may reject your shopping because the loan provider with the best price in one loan category may not have the best price in another.

Solution:

Here are the solution and which solution can provide by only Lending Universe Inc. Only Lending Universe Inc.’s patent pending software will provide you chance to do what nobody else can provide.

1.                   Have the same application viewed together by many qualified or verified lenders. They have the ability to quick funding.

2.                   You are welcome to change your mind as you wish and request separate bids for various loan programs together or subsequently. You will get a loan control center tool that will let you to control your loan processing.

3.                   After receiving multiple bids you can use the Lending Universe advanced comparison tools to compare "offers with offers." This tool will be available till you got your loan.

4.                   This is the only way to find the truly best loan for each and every one of the programs you're interested in.

Thus you can solve your financial problem from Lending Universe Inc. Lending Universe is a brand of money lender. They are committed to provide you the best service. They have about 10176 lenders to lend you money, 17192 loan brokers, 17663 appraisers to evaluate your property accurately, 15591 real estate agents to provide you service. All of them are verified. Here you can get hard money loan from there lenders within 2/3 weeks also. Lenders also can provide you loan within 7 business days for some important cases. Here you can get apply for your loan from any where in the world. It does not matter where your property is or how many far your property is. Here is a short and simple loan application form which can be filling up by your information within 2/3 minutes. After filling up your loan application form you will get a tool of “Loan control center”. It will help you to choose the right and best offers among the bids and offers of our verified lenders. Yes, you will get many bids and offers from verified hard money lenders through the tool. Here you could get commercial mortgage & residential loan, land loan, FHA loan, fix & flip loan, mortgage bridge loan, hard money loan and loan calculation services from us.

World is now so much commercial. And for this reason there are now many commercial businesses are established. Behind every successful business there is must have a healthy and strong capital. Without having a strong capital no other business can achieve in business. To make a strong capital for commercial business, big businessmen are firstly focus on their deposited money. Sometime own deposited money cannot help much to make a strong capital for commercial business. In this case, they are looking for loan from their friends and neighbors. But there are also two problems. Sometime they are unable to afford big amount and another is that sometime they are denied to provide such money. In this case taking loan is the last decision of businessmen. There are many sources to get loan. Banks are known as a government approved loan providing institute from many years ago. There are now also many NGO and financial institute to providing loan. Now, obtaining loan is so much easy for having private money lenders. They are not following government guide and rules. And for this reason it is easy to get loan from them. They are providing loan based on only borrower’s collateral. They are making a loan earlier than banks and other conventional lenders. They can make a fund without borrower’s credit and income information also. Typically banks are not providing loan without credit and income information and they are also asking for a good credit score such 620 up. And on the other hand, other conventional lenders are not providing loan to the people who have credit score less than 500. But there is no worry about credit score when you will trying to get loan from private money lenders. And for this reason the popularity of private money lenders is increasing day by day. There are two roles in every loan processing system. People are playing role of borrowers when they are applying for loan. And some people are playing lender’s role when they are lending money. Borrowers are doing 7 most common big mistakes when they are shopping for loan. “Selecting the loan Provider offering the best price over the telephone, on the radio or in the newspaper” is one of the big mistakes. This mistake can suffer you after obtaining loan also.

If you cast a spacious adequate net you are bound to find an evildoer who will beat all the several prices, but has neither the capacity nor the intention of delivering such prices. His motive is to rope you in and move the procedure along until it is too late for you to back out. He raises the price at the point by using any of a dozen tricks available for that purpose. So, be on the alert. You should be alert about this because this market is changing every moment. There you cannot retain a lender or loan provider to a price quote until you lock the prices. Lock is the agreement of lender where he is guaranteeing the prices.

The Solution is:

If you are worrying about this problem then Lending Universe Inc. is only solution for you. Only the patent pending software of Lending Universe Inc. will let you do what nobody else can:

1.                   Lending Universe’s verified lenders are viewing the same application together.

2.                   You can bargain the bids side by side which will be offered by our verified lenders. There is a tool which is working as loan control center to choose the best bid among them. In loan control center you will not only be informed with interest rate but also you can be informed about total closing costs and other factors for a complete picture of the package. “Loan control center” is a free tool which is provided by Lending Universe Inc.

3.                   If you decide to select an offer or attracting on more offers then you can directly send your writing message to your loan control center at Lending Universe Inc.

4.                   Culling the best offer and request a lock in writing. Probably you will get it. If you don't get the lock that beseem the approval in writing, then just move on to the second best offer of loan without wasting your time.

If you are looking for loan then Lending Universe Inc. can your first choice. It is a financial servicing company. Here you could get hard money loan, FHA loan, fix and flip loan, financial help on land, commercial mortgage or residential loan and loan services. They have about 10175 registered and qualified hard money lenders to lending money within 7 business days. You could find about 17184 loan brokers. You also could find 17663 appraisers to evaluate your property accurately. You also could find about 15591 registered real estate agents in our largest database. And day by day lenders, brokers, appraisers and real estate agents are increasing to make more services for the customers. Anybody can apply for loan from anywhere in the world. It does not matter where from he is. We have a short and simple loan application form which can filling up within 2/3 minutes. After filling up a loan application form, you will notified by many offers or bids from the lenders. And you can judge these offers or bids side by side through the tool of “Loan control center”. It is a great tool for directing the processing of loan. It is provided by Lending Universe and it will close until you close the loan. Our lenders are willing to lend you money without credit and income information also. It does not matter if anybody do not have credit and income information also. Our lenders are also lending money on the property which has no tenants or renter also.

World is now day by day being so much commercial. Commercial businesses are depending on a healthy business fund. There is a concern for every businessman that how can make a healthy and strong fund for their businesses. To make a business capital or fund businessmen are firstly focusing on own deposit. If they cannot make it over own fund then they are looking for fund through their friends and neighbors. Sometime businessmen are unable to make fund through their friends and neighbors because sometime these friends and neighbors are unable to afford the amount or they are denied to provide the money. In this case they are looking for another financial source. Now there are many institutional financial options to make their business capital. Banks, NGO and many big institutional financial organizations are always ready to providing loan. Now there are many private money investors who are providing loan. Private money lenders are calling as the last resort of financing. Anybody can get loan from them. They are not asking for credit and income information to approve any loan. They are only focusing on borrower’s property valuation. There are many big and common 7 mistakes which are made by borrowers. It may happen in every term whatever term you will use. There are 7 common big mistakes which are made by some of the borrowers when they are shopping for loan. “Assuming that you can shop Lender A today and Lender B tomorrow” is also of the mistake that borrowers made.

Because of market disbelief, prices gained on different days will not be able to compare. Unless you shop all the sources on the same day, you are wasting your valuable time. It is a great problem. We should always aware about this mistake. To solve this problem here is Lending Universe Inc. Lending Universe can provide you those opportunities which nobody can provide. You can get these opportunities like as below.

Solution:

A.                  Lending Universe’s verified lenders are viewing the loan application together. Thus you can attract a large number of lenders shortly with your loan application.

B.                  You will get a tool which is using as loan control center. You can easily decide what you want to choose through this “Loan control center” tool. You can easily choose the bids side by side which will be coming from their verified lenders.

C.                  When you decided to choose offers then you can send writing latter to Lending Universe through the tool of loan control center. Thus it is assuring to communicating smoothly.

D.                  Select the best proposal and request a lock in writing which you decide. Most probably you will get it. If you don't get the lock that matches the approval in writing, then simply move on to another best loan offer without wasting your valuable moment.

Thus Lending Universe helps people to get loan easily and early. They have about 10173 verified hard money lenders to provide you loan. They have also 17164 verified brokers. There are 17661 verified appraisers to evaluate your property accurately and about 15591 real estate agents. Lending Universe is offering people to be their member freely. There is no cost to be their member. They are unique then others. You can apply for loan from anywhere in the world. It does not matter where your property is in. It does not matter what the condition of your property bad and situated in remote areas also. Bad condition of property is mean to say that the property which construction is unfinished. It also does not matter if you do not have credit information also. You can apply for loan through Lending Universe Inc. easily and early. There is short and simple loan application form to apply for loan. Through this application form anybody can apply for a loan within 2/3 minutes. After filling up the loan application will notified by through the tool which name is “Loan control center” that you have received many offers from many verified lenders. Their lenders are viewing loan application by together. You can easily choose the best offer what you are looking for through loan control center tool. Loan control center is great loan processing unite tool which was given by Lending Universe Inc. freely. This tool will be active until you close the loan. They have the largest integrate database which is helping people to know more about hard money loan and lenders. Here you can also get fix & flip loan, FHA loan, commercial mortgage & residential loan, land loan, hard money loan and loan services. If you are facing the duty of property buy and selling then you can also contact with them. Lending Universe Inc. is also helping people selling and buying the property. 

World has become small now for having commercial business. Now, we can get various products easily and early by having commercial business. Commercial business is a matter if huge money. There is no commercial business which can be started without sufficient capital. It is very difficult to make a start up capital for commercial business. It is most difficult for those people who are unable to make the start up capital through their own fund. Second choice of their making fund is the friends and neighbors. But when friends and neighbors cannot help sufficiently then loan is playing a big role to making start up capital. There are banks, NGO and many private investors to lending money. Every funding source has their rules and guidelines. They have to follow these rules and guidelines. Banks, NGO and other financial institutions are following government rules and guidelines. Private lenders are not following government rules and guidelines. They are just following private investor’s rules and guidelines. It is very important task to shopping for a loan. Sometime it is very difficult for someone. And thus most of the borrowers are making some big and common mistakes. There are 7 most common big mistakes which are made by borrowers. Now I will describe with all of you about one of the mistake of them and the mistake is that “Assuming that every Internet company that advertises getting you up to 4 loan offers can really save you time and money” It is also a big mistake which is made by borrowers mostly when they are shopping for loan. 

Most of the companies have you fill out a very short application online and then they sell it as a "lead" to the brokers or lenders who give the most. You are then contacted by 1 to 4 loan officers through email. Since the primary information you given on other websites is insufficient for real quotation marks, you will end up expending a lot of time with each one of the loan officers nucleating away your particular situation and then waiting to manually fill in separate loan applications to each one of the brokers. The brokers will demand documentation and if there is more than one broker in the running you will end up making copies and faxing or mailing loads of documents separately to each broker. In most cases the website where you first filled out the short application is either gone or will not give you any further help.

The brokers who contact you afterwards will promise to beat all the other prices, but have neither the capacity nor the intention of delivering such prices. Since the other companies do not provide the means to compare quotes, you are at the mercy of brokers whose objective is to rope you in and move the process along until it is too late for you to back out. At that point, they raise the price using any of a dozen tricks available for that motive.

Here is the solution:

Experience the Lending Universe Inc. difference.


Lending Universe Inc. software will ensure that your application contains all the data for a factual, real quote and will eliminate lengthy sales pitches by brokers. You can input all the data easily and early through our short and simple application form which are requiring for loan. You have the option to even upload all the supporting documents that the lenders request, thus eliminating any misunderstanding and saving hours of copying, mailing and faxing. You have the option to complete a full standard 1003 application online, tailor-made for each one of the lenders. This way you do not need to wait for the lender's mail and then manually hand-write the application. With applications signed and all relevant information fully disclosed you are now in a position to get true loan approvals with accurate quotes. In addition, there are all the other member benefits that you can't find anywhere else.

Thus we are helping people to get the financial solution easily and early. And most importantly, we care! We work for you and for the lender also. We continually conduct surveys and listen to borrowers' requests for the purpose of developing our service delivery with the end goal of you having the loan you deserve and being nothing short of 100% satisfied. We have about 10172 verified lenders to lending you money without asking for credit score. They are approving loan application without credit information. They are also able to approve any loan with unverified income information. It does not matter if you do not have income information and credit information also. You could find a simple and short loan application from our website which can be filling up within 2/3 minutes. After filling up your application form our verified hard money lenders will see your application together through the “Loan control center” tool which would provide you to comparing the offers side by side. And after a few minutes you will get many bids from our verified lenders. Thus till closing your loan the tool will be visible. Although hard money loan is a property secured loan but you can also get loan from our lenders even if you have previous bad record of home foreclosing. It does not matter if you are currently facing home foreclosing. You also could find about 17662 verified appraisers who will help you to evaluate your property accurately. You also could find about 17182 verified loan brokers and 15590 real estate agents from our database. We have the largest database of hard money loan and lender. Anybody can access our database smoothly. Anybody can apply for a loan through us from anywhere in the world. It does not matter where you from are. 

Everyone loves money. Money is playing a big role in our economical sector. We cannot think a comfortable life without having sufficient money. To make our life comfortable most of the people are doing business. Many people are also doing work in other’s farm. But business is the key to success in economical life. Start up finance is very important in every business. Loan is the second choice when people cannot make the start up finance by their own deposited money. Many people are also trying to get fund from his neighbors and friends. But they are trying also for institutional loan when they are failed to get fund from their neighbors and friends. Loan can be obtained through banks, NGO, financial institutions and many private lenders. Shopping for a loan is also a very important task to done. People do it when he or she facing financial problem. Lenders are really helping people a lot by lending their money. One applicant should follow some steps to obtaining loan. To make a loan there are many borrowers or debtors who are making many big mistakes during the processing of loan. There are 7 most common big mistakes which are made by borrowers. People should know about these 7 most common and big mistakes. Now I will describe about one of the mistakes which are made by borrowers. Here is below….

There are many debtors or borrowers who are with polite credit get run through with loans intended for people with bad credit. So loans are often more beneficial to a broker which are calling as sub prime loans. And this is the reason why inferior moral mortgage brokers may push for sub prime mortgages and commercial loans. In case the debtor does not know what the restrictive interest rates are for someone with their good credit standing, they can easily spend thousands of dollars more than they need to spend. Even people with a few dings on their credit can often qualify for better loans than they're typically offered if they just shop around for sub prime loans. To know more information about the common mistakes which are made by borrowers then go tohttp://www.lendinguniverse.com/BorrowersMostCommonMistakes.asp. Here are these 7 common and big mistakes. Here you can know about the 7 common and big mistakes of borrowers.

Here is the Solution:

Here are four solutions. These solutions can help you most.

1.                   Our verified lenders are viewing the same application together. And they are giving offers to the applicants.

2.                   You can compare the bids which are offering from Lending Universe’s verified lenders. You can compare the bids side by side. Lending Universe Inc. is providing a tool of loan control center which is assuring to select the best offer. You can choose the best one not only based on interest rate but also based on costs and total calculation.

3.                   Once you choose on one or more attractive offers or bids, you will get a loan approval in writing sent directly to your control center at Lending Universe Inc.

4.                   Select the best offer and request a lock in writing which you want. Most probably you will get it. If you don't get the lock that matches the approval in writing, then simply move on to the second best loan offer without wasting a moment.

Lending Universe Inc. is a brand of better financial solution. The solution of this problem only provided by Lending Universe Inc. Lending Universe Inc. can provide those opportunities which no other can provide. Thus Lending Universe Inc. is helping people to borrowing loan easily. Lending Universe Inc. is helping to get fix & flip loan, FHA loan, commercial mortgage & residential loan, land loan, hard money loan and loan calculation services. Here is a short and simple loan application form which can be filling up within 2/3 minutes. You can apply for a loan from anywhere in the world. It does not matter where your property is. After your applying you will get many bids from their verified lenders. You can easily compare the bids or offers side by side through “loan control center”. Loan control center is a loan controlling tool which is provided by Lending Universe Inc. This is a great tool of Lending Universe Inc. which is ending after applicant getting loan. They are helping to find qualified hard money lenders through their largest database from sitting at home and earlier. They have about 10172 registered and verified hard money lenders in their largest database. Hard money lenders are playing a big role in our financial sector. Now we can make fund within few times through hard money lenders because hard money lenders have the ability to make quick fund. Their lenders are ready to lend you money within 2/3 weeks. They are also able to lend you money within 24 hours to 7 business days also. You also find about 17662 registered appraisers, 15590 verified real estate agents and 17178 verified brokers from here. They have a long experience of many years. Their appraisers are accurately evaluated the property so that you could get max amount of money as loan. Lending Universe Inc. is also providing property buy & selling services to the customers. Lending Universe Inc. is located in California. Anybody can obtain loan from them without any confusion. Lending Universe is very special when people are disqualified from banks. Banks are not able to provide loan when the applicants have not sufficient information about his credit score and income information. But their lenders are ready to provide loan with unverified income information and without credit score’s information also. It does not matter if anyone does not have credit score and income information also. Their lenders are only focusing on the value of applicant’s property.

Money is very important in our modern life. We cannot think a comfortable life without money. Money has changed our life into comfortable. To make our life happy and comfortable we are doing many businesses. Start up capital is the main power of every business. To make start up capital, loan is playing big role. People are borrowing loan when they are unable to make start up capital through their own fund. Banks are providing loan from many years ago. But since they are following government rules and guidelines they cannot provide loan without all the information what they want. They want applicant’s income, asset and credit information to make a loan approve. A bank cannot make loan without the full information of applicant’s income, asset and credit score. If you have bad credit score then bank will directly disqualify your loan application. They do not approve any loan application with bad credit score. And if your income information is unverified then you also cannot get loan from banks. This is also same in other conventional loans. These are solid disadvantages of borrowing loan from banks and other conventional lenders.

But hard money lenders are the kind of lenders who are ready to lend money without credit score and income information also. They don’t care how much credit score you have or not. You can get loan from them with unverified income information also. They are only focusing on applicant’s property. One can get up to 70% after repair value of his property as loan from hard money lenders. Although banks can provide more than 70% but they cannot take risk to provide loan based on only applicants property. And for this reason hard money lenders are giving only 70%. And they are also taking 8-15% interest for a loan and 2-5% point fees or upfront fees from the borrowers. You also can get hard money loan even if your property is in bad condition. If you also lease up any property and which has no renter then hard money lenders also can lend you money.

Hard money loan is known as private money loan in the world. This is a kind of term where government rules and guidelines are not following. This term is assuring people to get loan with easy process. There is no harassment of any extra documents. Hard money loan is a kind of loan where property value is playing the leading role to approve your loan. You need to apply to the lenders for loan whatever term you want to follow. But most of the people are making some mistakes which are indicating as “The 7 Most Common Mistakes Borrowers Make When Shopping for Loans”. If you can avoid these 7 most common big mistakes then you can easily borrow loan from the lenders. Every loan applicant should know about these mistakes and try to avoid these big mistakes.

These 7 big common mistakes are below:

1. Soliciting price information without providing ALL the information about the loan
2. Assuming that the loan Provider who offers the best price on one type of loan will also have the best price on another.
3. Selecting the loan Provider offering the best price over the telephone, on the radio or in the newspaper.
4. Assuming that you can shop Lender A today and Lender B tomorrow.
5. Assuming that every Internet company that advertises getting you up to 4 loan offers can really save you time and money.
6. Not shopping for a loan.
7. Not being prepared.

There are 7 mistakes and now I will describe about the 7th mistake which is “Not being prepared”. It is also a big mistake borrower’s made while he is shopping for a loan. This is a worst mistake that one can make, not having financial statements that verify income and property and not fixing your credit before to applying for a loan but keeping your fingers crossed, expect your credit will allow you to qualify for a loan. Your credit score can make a big difference in quality of loan. If your documentation is not ready yet then it mean that higher interest rate and oft even a declined loan application. This applies to any co-borrower as well as the primary borrower, as oft the co-borrower's financial information is just as important as the borrower's.

Here is the solution of this problem

Lending Universe Inc. will help you on how to prepare yourself and how to present your application in the most efficient way for best results by their optimization software. The lender’s decision is depending on credit score most importantly. Only Lending Universe Inc. can realize the importance if credit score. They dedicate a special offer to gain the scores and a variety of tips on how to raise your credit score fast on this for our members with links. Lending Universe Inc. can provide you those opportunities which any other cannot provide you. It has largest information about hard money loan and lenders. They have about 10171 verified hard money lenders in their largest database and 17175 verified brokers. Lenders will lend you money on short and simple process. Our verified lenders have the ability to make quick fund. We have also 15585 verified and registered real estate agents. You could find about 17661 appraisers from here. Our appraisers are evaluated property accurately. Here is free membership authority which offer people to be their member in freely. There is no charge to be their member. Anybody can be their member. And anybody can apply for a loan through us from anywhere in the world. It does not matter where you are. So you can apply for hard money loan from anywhere in the world. 

Money is very important in human life. No man can enjoy a comfortable life without enough money. Money is ensuring to enjoying a comfortable life. We can eat food, live in a comfort room and also can get medicine when we fall in sick. Money is full filling our every natural requirement. People are doing many things to earn money. Many people are doing business and many people are working on other’s farm. Doing business is better than to be an employee. To start a business, there is a huge demand of money. To obtained huge money people are firstly focusing on their deposited fund. But there are many people who are unable to make fund through their deposited fund. And for this reason, neighbors, friends and relative people are their second choice to make a business fund. But sometime this friends, neighbors and relatives are denied to provide money. And sometime they are wanted to provide money but they are unable to provide money for not having so much money. In this case, loan is the last weapon of getting fund for business. Banks, NGO farm, financial organizations and private money lenders are the sources to get fund for business.  Banks, NGO farm and financial organizations are following government rules and guidelines. And for this reason there are many restricted to get loan from them. Hard money lender is better than all of this. Hard money loan is popular in every sector. Commercial business is depending on hard money loan effectively.

Hard money loan is so much popular in residential sector. It is a kind of loan in which borrowers get loan based on the value of real estate collateral. Although banks are providing loan with less cost and fees, people are choosing hard money lenders to make loan. Traditional baking loans are depending on not only the value of property but it is also depending credit score, income tax, income statement of the borrower and the guarantor agreement. Hard money residential loan is also known as a bridge loan. Normally you will identify that hard money lenders are taking interest rate and point which are 50% to 100% higher than traditional bank loans. But it is also true that hard money lenders are taking those risks which banks cannot afford. They have a big role in residential sector. They are financing on residential sector from many years ago.

Many real estate agents and businessmen are choose hard money term because there is lower requirements to qualify. A hard money loan can be approved with less documentation when banks and other conventional lenders are asking for huge documents to approve a loan. Residential hard money loan can be obtained earlier than traditional residential loan. A man can obtain residential loan within 1 to 3weeks when he needs more than 1 month to obtain loan from conventional lenders. Thus it has been so much popular in the world for speed funding. Residential sector is a big sector in the world. Most of the real estate business man need huge amount as loan. Hard money lenders can assure the huge amount of loan. The size of loan is varying on the value of the property that you have. Typically hard money lenders are providing 70% after repair value (ARV) of borrower’s property.

Hard money lenders are also well known for lending money on the property which has no tenants or renter. There are many people who are investing on a property which have no tenants or renter. Normally banks and other conventional lenders are not lending money on that type of property. But hard money lenders are lending on that type of property and they are also giving a range of time to borrowers to lease up the property.

There are many businessmen who have the property which are in remote areas. They are facing problem at the processing time of loan. But if you apply through Lending Universe Inc. then you will get the chance to apply with any type of property. It does not matter where your property is. You can apply from any state and country of the world. You can apply from here without your social security number. An application for a hard money real estate loan can be complicated and long. But Lending Universe Inc. has short and easy form which can be filling up within 2/3 minutes. Lending Universe is also offering another great service and which is the loan control center. It is helping borrower to control the processing of his loan. This service is available till borrower will close the loan. It is a great tool for any borrower. Lending Universe Inc. is platform of borrowers, lenders, brokers, appraisers and real estate agents. It is a large network of hard money loans and lenders. You can also access their largest database smoothly. You will find about 10177 verified hard money lenders to lend you money within 7 business days only. Here you also could find about 17205 registered loan brokers. Here are also about 17663 registered and qualified appraisers to evaluate your property accurately. You also could find about 15593 real estate agents from here.

Hard-money lenders are pouncing on the opportunity to lend to shun borrowers, when banks continue haggle their purse strings. Hard money lenders are the alternative option of funding. You can easily get loan from hard money lenders when you will be disqualified from banks also. Hard-money lenders offer high-interest, short-term loans to borrowers who can’t get traditional bank financing, including investors and people with spotty credit through brokers. If you apply for a hard money loan then you will identify that hard money lenders are not focusing much on borrower’s credit score.  Hard money lenders are caring more about property valuations and LTV (Loan- To- Value) ratios. Its fast funding opportunity attracts you more to borrow loan from hard money lenders. So, it is very important to select a good property to borrowing loan from hard money lenders. Lenders are always willing to lend money in the property which condition is so good. But don’t worry! Because hard money lenders are also providing loan in the property which is in bad condition also.

Hard money lenders are lending money based on after repair value of the property. So, borrowers can obtain hard money loan as after repair value of their property. There you will find that, hard money lenders cannot lend you money more than 50% to 70% when banks can lend you money as much as 80% and government guided loans can go as high as 96.5% also. Hard money loan is also more expensive than banks and other traditional ways. But these advantages cannot make any minus point on hard money loan. People also like to borrowing loan from hard money lenders. Normally, individual hard-money lenders are matched with borrowers by loan brokers. Loan brokers make a commission on every deal. On the other hand traditional mortgage brokers charge points and fees, which can be several thousand dollars per transaction. This charge can be decrease by showing healthy credit score and income information. If you can provide your credit information and income information then you could get discount on your point fees and your interest figure also.

Pay day and hard money both are short term loan. In the term of pay day cash advance loan, you will find that there is a requirement of next day check. And pay day lenders are taking 20% advance to provide the loan. So, thus you could get about 80% of money as loan. You can’t get pay day loan without providing next day check when hard money lenders need only borrower’s collateral valuations. Hard money loan is as short as 6 months to end. Property value is the main capital of hard money loan. Hard money loan cannot be made without property value. Property is playing the security or guarantor role in hard money loan. So, if you compare pay day loan with hard money loan then you could find that hard money loan is better than pay day loan. Hard money lenders are mostly investing in real estate business, big commercial businesses, and residential property and on land. It is very important to select a project where do you want to invest. Lenders will focus on the profit of project which project you want to invest. Sometime many businessmen want to invest on a project without investing own money. Hard money lenders are the right option for those. Choosing right and most profitable project is very important in hard money loan. After that if you can arrange all other document like credit and income information then you will be ahead than others. Although credit and income information are not big factor in hard money loan but it will plus point for you if you can submit this information. And if you reply their question promptly then they will think that you are really interested to borrow hard money loan. And thus you can make a positive concept in lenders mind. Thus you can easily win the loan. To get hard money loan easily you should know about the tips of how to get hard money loan. You can get the tips from http://www.wikihow.com/Get-a-Hard-Money-Loan-Approval. There are 7 tips which are assuring to know that how to get a hard money loan approval. It can help you mostly.
Hard money loan is not a term, it’s a way to get fund. It is alternative source to make fund. Hard money lenders are calling as the last resource of financing. They are so much well known in United State and Canada for their easy funding offer. Hard money lenders have the ability make quick fund. They can make a loan within 2/3 weeks from after applying for a loan. In some cases, hard money lenders are also providing loan within 24 hours to 7 business days. This speed funding opportunity makes hard money lenders more attractive to the people to borrowing loan from them. 
If you want to know more about hard money loan and want to borrow loan from hard money lenders then I will recommended you to contact with Lending Universe Inc. It is largest company of financial servicing. It has about 10171 verified hard money lenders in their largest database to lend you money. Their lenders have the ability to make loan within half of a month. Their lenders also have the ability to make a fund within 24 hours to 7 business days. And they are making a loan within 24 hours to 7 business days for some urgent cases. Lending Universe also has about 17175 registered brokers, 17661 registered appraisers and 15589 registered real estate agents to help you. Lending Universe has 24 hours customer support help center to help you. You can apply for a hard money loan within 2/3 minutes through their easy and simple application form.

Money is very important thing in our comfortable life. We cannot think about our comfortable life without having sufficient money. To make our comfortable, we are doing many businesses in the earth. To start a business, start up capital is very important. There are many financial organizations who are helping to make start up capital. Banks, NGO, private lenders and mortgage brokers are lending money and help to make start up capital for our business. But there are many financial organizations that are unable to lending money if the applicants have bad record of home foreclosing. Due to banks are following government rules and guidelines, they cannot provide loan with bad record of home foreclosing.

Do you know that what does mean by home foreclosing? Home foreclosing is a bad impact of every man. Lenders have to sell the property to get the amount of loan which they have given to the borrowers and this is calling foreclosing. Suppose you have borrowed loan from a financial organization, but you are unable to return the amount of loan at the time. In this case lenders will want to make auction for your property to get the amount of money. And that is foreclosing. In United State and Canada, many people are facing home foreclosing for their due payment.

This is looking a bad record of man who wants to borrow loan. There are many lenders who are not lending money to those people who have previous home foreclosing bad record. And for this reason many people are disqualifying from banks and many people also do not have courage to apply for a loan. Foreclosing make a bad mark on a man’s financial statement. You will face many obstacles for having bad record of home foreclosing. And disqualification of loan application is one of them. You will be disqualified from banks and other conventional lenders for having bad record of home foreclosing. This bad record you can’t erase from your financial statement.

Now, the day has changed. Now, you can obtain loan even if you have bad record of previous home foreclosing. Here is now hard money loan. Hard money loan is a kind of loan where home foreclosing is not so a big factor. Although hard money is a property secured loan but it does not matter if your property has previous home foreclosing bad report. It also does not matter even if you are currently facing home foreclosing. On the other hand you cannot be approving in other conventional term to obtain loan with home foreclosing record. So, if you have home foreclosing bad record they it will be better that you will choose hard money lenders to borrow loan. Hard money lenders do not care even if you have previous bad record of home foreclosing. Hard money lenders are only focusing on the value of borrower’s property. Hard money lenders are giving up to 70% after repair value of borrower’s property as loan. They are giving loan on short term basis. 

It is known by all that hard money is a property secured loan. But you cal also get loan even your property is in remote area or bad condition (unfinished construction) also. Property value is playing the lead role to make this loan. There is no requirement of credit score and income information. You will get hard money loan from any where in the world. It does not matter where your property is in. Borrower need to pay extra point fees and interest for having the property in remote areas. Hard money loan is a kind of loan where you could get many benefits what no other lenders can provide you. Although it is a property secured loan but you also can get hard money loan even if your property is in bad condition also. Bad condition is mean to say that which type of property which construction are unfinished. If you can contact with the conductor to know about how many construction will needed and how much cost will needed to finish the construction then you can be ahead then others to get your loan from hard money lenders. Hard money lenders are also ready to providing loan with bad credit and unverified income information also. So, if you have bad credit and the income information which are not verified then you can also get loan from hard money lenders. And for these reasons hard money lenders are so much popular in the world.

Due to hard money loan is so much popular in United State and Canada, so there are many registered and verified hard money lenders in United State and Canada. A large number of hard money lenders are communicated with many internet companies who are making the communication between hard money lenders and borrowers through online. Now a man can apply for a hard money loan from home through online instantly. There are many hard money loan related websites which have large information about hard money loan and lender. Lending Universe Inc. is one of them. You can fill a loan application form within 2/3 minutes. They have short and simple loan application form. Here you also find many hard money lenders. Here are about 10172 verified hard money lenders to lend you money. You will get many bids from the lender after applying for a loan through us. Here you also could find about 15589 verified real estate agents, 17177 brokers and 17662 registered appraisers who are evaluated the property accurately. Lending Universe Inc. is also helping to buy & selling property. Our services are in worldwide. We have largest database of hard money loans and lenders and our database can access within seconds.