Money is playing an important role in our whole life. We need money from born to die. There are many finance support systems which are helping is getting money. Banks, financial organizations, NGO and private money lenders are trusted sources to get money for every purpose. Hard money loan is also one of them. Do you know that hard money loan is totally property base? It is good news for those people who have only property information and cannot obtained bank loan for not having much other information. Other information is mean to say that the information where do not have credit score or sufficient credit score, income information, tax information, guarantor agreement information and many others. So, it will be better to choose hard money loan for the people who have not this type of information to show their lenders. 

Money is playing an important role in our whole life. We need money from born to die. There are many finance support systems which are helping is getting money. Banks, financial organizations, NGO and private money lenders are trusted sources to get money for every purpose. Hard money loan is also one of them. Do you know that hard money loan is totally property base? It is good news for those people who have only property information and cannot obtained bank loan for not having much other information. Other information is mean to say that the information where do not have credit score or sufficient credit score, income information, tax information, guarantor agreement information and many others. So, it will be better to choose hard money loan for the people who have not this type of information to show their lenders. 

There is good news for those people who have great condition of property. That type of people may get up to 1% discount in their interest figure. Good condition properties mean to say that near to maintain and value is high. Your point rate will be change depending on your property value also. Great property belonged people may get 1% discount on their fee or points rate. One can get 0.5% discount on their interest and point if he has average type of property. Average type means to say that properties which are in average condition. There many people who have bad condition of property. Their property is in bad condition and situated in remote areas. And for this reason they are not eligible to get discount on their interest and point figure. In this case they need to pay extra 1% - 3% interest or pint to the lenders instead getting discount. Thus a property plays a great role to getting hard money loan and making easy to getting hard money loan. Most of the commercial people want to use hard money loan to getting commercial loan within few days. If anyone has bad condition of property then he must add extra interest fee with his interest figure. It is also same for up front fees. Borrowers also face same result at the fact of property location. 

In bank loan, one must have up to 620 credit score. One cannot get loan from banks if he do not have credit score up to 620. Other conventional lenders can approve any loan if anybody can show his credit score up to 500. But everybody cannot achieve more than 500 credit score. There are many people who have lower than 500 credit score. But this is not happening in hard money loan. Anybody can get loan from hard money lenders whatever his credit score is. Anybody also can get loan from hard money lenders even if he do not have credit information also. Hard money lenders are not caring about credit information, tax information, guarantor information and income information to approving any loan. 

Hard money lenders are always looking for great condition of property. By this they can assure about that if you cannot pay return the amount of loan then they will get this amount by selling your property. Most of the commercial businessmen want to get loan from verified lenders. By thinking about the concern of those borrowers Lending Universe Inc. is providing over ten thousands verified hard money lenders to lending money. Anybody can apply for a hard money loan through Lending Universe Inc. from anywhere in the world. It does not matter where from you are. There are also many verified appraisers who will make your loan with full accuracy. They will evaluate your property accurately. You also find many registered real estate agents and loan brokers from here. Here is a short and simple loan application form which can be filling up within 2/3 minutes. Thus it is assuring applying for a loan earlier than any other lenders. After filling up a loan application applicants will get a loan control center tool. This is freely provided by Lending Universe Inc. This free tool is for controlling applicant’s loan processing system. This will be visible until you close the loan. Lenders will send bids and offers to you through this tool. And you can easily choose the right offer for you side by side through this tool. 

Almost everyone is conscious about the interest rate of his loan. There are many people who are willing to take loan from bank for the low interest rate. It is true that interest rate of hard money loan is simply higher than bank loans. It is up to 6% higher than bank loans and it can be even more in some cases. But it also be accepted that hard money lenders are taking risk of those borrowers who cannot obtain bank loan for their inability. Hard money lenders are also willing to providing loan those people who have no credit and income information also. So, it is not a big fact that why hard money lenders are taking high interest rate. There are some investors who have insisted to getting interest and they are taking pre-cost fee from the borrowers as the guaranteed of his ability. 

Due to hard money loan is a property base loan, interest rate of this loan strictly depending on the property condition. Hard money lenders are considering interest rate as like below.

Considerations of interest rate

• Property location- Property location is very important point of hard money loan to make the interest rate. One may need to pay up to 12%, 13% and 14% for respectively great, average and bad or remote location of his property. This is happening for residential and commercial loan. It will be changed by 13%, 14% and 16% for land loan. So, one should be aware about his property location when he applying for a hard money loan. Lenders are looking for the properties which are in nearest areas.
• Property condition- One borrower may get discount up to 1% interest rate for great property condition. Suppose your property condition is in good condition then you may get up to 1% discount in your figured interest rate. It is equally same for residential, commercial and land loan if the property is in average condition also. But bad property condition can increase your loan’s interest rate up to 3%. In this situation, there is good news for land loan borrowers and which is that there is no effect of interest rate if land loan borrowers property is in bad condition. Overall, you have to aware about your property condition and choose a good condition of property if you want to get loan with low interest rate.

To know more about hard money loans and to finding verified hard money lenders then contact with Lending Universe Inc. They have the largest information of hard money loan and lender. You can find over 10000 verified hard money lenders in their largest database to lend you money. There are also over 17000 qualified appraisers to evaluate your property accurately. Appraisers will help you to get the maximum value of your property so that you can get much amount as loan. You can fill up a loan application within 2/3 minutes through their short and simple loan application form. After fill up a loan application form your all information will providing to their verified hard money lenders. And you will get many bids and offers from verified hard money lenders then you can easily choose the best offer what you like through the free tool of loan control center. This is a free tool which is provided by Lending Universe Inc. You do not need social security number to apply for a loan. You can be their member freely. You also can find many registered loan brokers and real estate agents. 

Financial sector is based on money. We cannot think about finance without money. Due to money and finance both are for each other so whenever we think about finance we need to think about money also. Every business needs to finance to increasing the business ability and success. To ensure finance money is always doing as a master role. Bank is very old and traditional organization which is making loan for finance. But hard money loan is not same as bank. It is a new way to getting finance. It has many opportunities for bank loans disqualifier’s people.  Banks are disqualifying people to getting loan for not having credit score and low credit score. But hard money loan offers them to getting loan with lower than 500 credit score and even without any credit information also. There are also many benefits of using hard money loan. If you want to get hard money loan then you will need to find out verified hard money lenders. Verified hard money lenders can find out many ways.

Mortgage Brokers

Did you heard about mortgage brokers? Mortgage brokers are giving mortgage loan by depending property. One can get verified hard money lenders contact information from them. Mortgage brokers have the information of verified hard money lenders because they are communicating with verified hard money lenders for their commercial and lending activities. You can contact with mortgage brokers easily.



Real Estate Agent
Real estate agents and real estate business investors are always doing real estate business related activities with many lenders. And by their working activities they have much information about verified hard money lenders. They have good communication with verified hard money lenders. So, it will be better to ask them to find verified hard money lenders if you ask them about hard money lender.

Fix & Flippers
There are many fix & flippers in United State of America. They are always taking loan from verified hard money lenders. And thus they have a large network with verified hard money lenders.  You can contact with them and ask about hard money lenders to find them.



Fix & Flipper’s Clubs
There are many club houses where many fix & flippers, real estate agents and real estate business investors are always going. You can ask around this type of club’s places about verified hard money lenders. You must get any information of hard money lenders from there. Somebody must will you provide you the information of verified hard money lenders.



Internet
If you are not able to find verified hard money lenders by all of these ways then you should use internet to find out them. Internet can bring you all the information within few seconds. Goggle is the best websites to search about anything. If you search on Google, Bing, Yahoo or any other search engine sites for verified hard money lenders then you will find many hard money related websites in result. There you can find also many blogs which are hard money related. Then you can take information from these websites and blogs. You also can contact through the website’s contact option to verified hard money lenders. Thus internet can help you to find verified hard money lenders easily and early.

Lending Universe Inc. is also a hard money related website. It is a financial servicing source. It is giving the service of hard money loan, FHA loan, fix & flip loan, commercial mortgages, home and construction loan, land financing and loan calculation. There are over 10000 registered and verified hard money lenders in their largest database to lending money. There are also over seventeen thousand registered appraisers to evaluate your property accurately. Lending Universe Inc. is assuring to applying for any loan within 2/3 minutes because there is short and simple loan application form and it can be filling up easily. There is no need to show your social security number. You can freely be their member. There are also many registered loan brokers and real estate agents for your services. Anybody can contact with them for property buying and selling. Their lenders are committed to make a fund within 2/3 weeks or half of a month. In some cases they are also able to make fund within 7 business days also.

Do you know that why most of the people are disqualifying for bank loans? Due to bank is a government operated organization, it needs to follow many hard guidelines and rules. Most hard guideline of bank is credit guideline. Banks must need to follow credit guideline. One person need to verify his credit score to get a bank loan. One person should have over 620 credit score to approving his loan application. It’s not all one person also needs to verify his income information and guarantor agreement information to approve his application for bank loan. And for this reason many people are disqualifying from bank loan. These disadvantages are pushing people to avoiding bank loan. Here is the secondary and last source to getting loan and which name is hard money loan. It is also known by private money loan. There is no way to disqualify a loan application in hard money loan term. Anybody can get hard money loan if he has property which he can use as collateral. Hard money loan is a property against loan. Property value is playing the leading role in this term.

There is no credit hard and strict guideline in hard money loan. And for this reason there is no way to disqualify for credit issue. It does not matter if anyone has low credit score which is lower than 500. And it does not matter also even if anyone has no credit history. Although the borrowers have to pay extra interest but he cannot get loan with low credit and without credit from any other. Although hard money loan is a property against loan one can get loan even if he has bad record of home foreclosing. It also does not a big matter even if anyone currently facing home foreclosing.

Hard money loan is mostly using in United State of America and Canada. Most of the businessmen of United State of America and Canada are willing to take loan from hard money lenders instead banks and other conventional lenders. Time is most expensive to them. Due to the processing of bank loan and conventional loan is too much loan so most of the businessmen are avoiding banks and conventional loan. On the other hand hard money lenders are able to make any fund within 2/3 weeks when banks and conventional lenders need more than 1 month to approve any loan. Sometime, in some important cases hard money lenders are providing loan within 7 business days also. And for this reason most of the businessmen of United State of America and Canada are willing to borrow loan from hard money lenders. Among both of these countries United State of American people are mostly like hard money loan. Hard money loan is mostly using in California, Nebraska, Texas, Mississippi, North Dakota, Tennessee, Rhode Island, Missouri, Arkansas, Kentucky, New York, New Jersey, Oklahoma, Alaska, Virginia and many other states people are like hard money loan to make their fund.

Most of the people are willing to take construction loan from hard money lenders. Hard money mobile home loans, hard money mortgage loan, fast commercial hard money loan, hard money SBA loan and many other loan is also popular. Hard money loan is making in 20000$ to 900000$ figure. But the whole amount is calculated by after repair value of borrower’s property. One borrower can get up to 70%-80% of his property value. Hard money loan is calculated by verified appraisers. 

If you are looking for real hard money lenders and appraisers then you can contact with Lending Universe Inc. It is a great source to know and making a hard money loan. There are over 10000 registered hard money lenders in their database to lending money. There are also over 17000 registered appraisers to evaluate your property value so that you can get maximum amount as loan. Here also can find many registered loan brokers and real estate agents.  They are providing the service of land financing, home & construction loan, commercial and residential loan, mortgage loan, fix & flip loan, hard money loan and loan calculation. Their lenders accept requests for loans for many property types. Anybody can contact with Lending Universe Inc. for any property buying and selling indeed.

Everyone has a dream about make his own business. Business is not a little deal for man. It’s a big deal for every man. No one can shine in life without choosing correct business. Finance and business both are depending on each other. Without finance no business can get success. Loan is one of the most common options to finance in business. There are many sources to find and get loan. Banks are popular from many years ago. It is a now a traditional and regular way to get loan. Now, the day has changed. Now, we have many lenders to get loan. There are now many conventional lenders, financial organizations, NGO and private money lenders who are now lending money. And they are lending money easier and earlier than banks. Hard money lenders are lending money earlier and easier than banks, conventional lenders and any other sources.

Did ever used and heard about hard money loan? Hard money loan is the last source to get loan. When a man disqualify from bank and when he has no way to get loan then only hard money loan is last choice or source to get loan. Hard money loan is very common way to get loan in United State of America and Canada. Anybody can get loan from hard money lenders if he has property which he can use as collateral. Hard money loan is a property based loan. One can get up to 70% of after repair value of his property from verified hard money lenders. Property value is playing the leading role to approve hard money loan. Your interest rate is also verifying with your property condition and areas. If your property condition is bad or your property is in remote areas then you also can get hard money loan but you have to pay extra interest rate to the lenders.


Most of the people of United State of America are willingly using hard money loan. Hard money lenders are so much respected in California, Florida, Ohio, Texas, Alaska, Alabama, Rhode Island, North Dakota, New Mexico, Virginia, Oklahoma, Washington, Mississippi, Michigan, New York, Los Angeles, Kentucky, Arkansas, Tennessee, New Jersey, Hawaii and many other states in United State of America. Hard money loan is also popular in all over Canada. Now, hard money loan is well known in all over the world.

Real estate business is one of the most common businesses in United State of America. Hard money loan is the right option to finance in real estate business. Due to real estate business is a big business and there is huge demand of money to finance, hard money loan is the right choice for finance in this type of business. No one and especially the people who are related with hard money loan cannot deny the credit of hard money lenders. Hard money lenders have a big credit in real estate business. And for this reason most of the real estate business investors and agents have a good and large connection with real hard money lenders. 

If you are searching hard money lenders in your certain area in United State of America then I will suggest you to take help from Lending Universe Inc. It is one of the most reputable and largest sources to find out hard money lenders and brokers. You can know more and deeply about hard money loan from it. There is over 10000 registered hard money lenders contact information in their largest database to lend you money. You can get the contact information of not only hard money lenders but also loan brokers, real estate agents, appraisers. Their over 17000 registered appraisers will evaluate your property value accurately so that you can get maximum amount as loan. You can get hard money SBA loan, hard money construction loan, residential hard money loan, fast commercial hard money loan, hard money mortgage loan and many others from here. They are also serving for land financing, fix & flip loan, FHA loan, loan calculation, property buy & sell and many others. Here is a short and simple loan application form to apply for hard money loan. It can be filling up within 2/3 minutes. After filling up the loan application form you will get many bids and offers from the lenders who are interested to lend you money after seeing all the information what you put in the application form.

By this mortgage loan is being very popular all over the world. Mortgage loan is a kind of loan which is ensuring to get loan earlier than banks. One will need to mortgage his asset or property to get mortgage loan. Getting mortgage loan is from a regular mortgage broker is not so earlier than hard money mortgage broker. Hard money mortgage loan is operated by private money investors not by government rules and guidelines. Hard money mortgage brokers can make mortgage loan earlier than regular mortgage brokers because hard money mortgage brokers are directly dealing with private money investors. And for this reason they can provide you loan without any extra delaying time as regular mortgage brokers cannot do.


Hard money mortgage loan is secured by the applicant’s property or asset. One applicant can get up to 70% to 80% of after repair value (ARV) of his property from hard money mortgage brokers. Property value is playing the leading role to getting hard money loan. Anybody can get loan from hard money lenders if he has property which he can use as collateral.

Finance sector is very important and big sector for every country. No nation can develop them without making their financial sector stronger. A strong finance sector is ensuring to remove the poverty from their country. Finance sector is depending on many things like commercial business, remittance, industry and factory.

Business is playing a big role in our financial sector. One country can make their financial sector strongest by business. Finance accurately is a major point to make a business successful. To ensure finance in a business loan is the secondary option. When a man cannot finance in his business from his own deposit then he will need to depending on loan. Due to time is very important for every business man, so they always want to save their time as much as they can. And bank loan is very long time period process. No one can get bank loan within less than 30 days. Banks need more than one month to approve any loan.

Hard money mortgage brokers have no requirement of any credit score information and income information. Credit score, income information, guarantor agreement and other inabilities will be consider for making a hard money mortgage loan. Inabilities is mean to say that low credit score or not having any credit information, no income information, no guarantor agreement and other inabilities. Hard money lenders are also ready to providing loan with the bad record of home foreclosing. It does not matter if anyone is currently facing home foreclosing. And if anyone has any property which is in bad condition then he also can get loan. It does not matter where the property location is. There are many people who wanted to leasing property by taking loan. And there are also many leasing property which have no tenants or renter in this case only hard money lenders can provide loan when banks are strongly disqualifying loan application with the property which has no tenants or renter. Hard money lenders are also giving a range of time to lease up the property.

Appraisers are helping us to calculate our loan. They are calculating accurately every loan. They are evaluating property value accurately so that one borrower can get maximum amount as loan. They have a big credit in not hard money mortgage loan but also they have a big credit in any type of private money loan.

If you need any hard money mortgage loan and looking for real hard money mortgage brokers then you can contact with Lending Universe Inc. It is one of the biggest sources which is ensuring find out huge real and verified hard money lenders. There are over 10000 verified hard money lenders in their largest database to lend you money. They have huge information about hard money lenders and mortgage brokers. There are many real estate agents information in their database. You also can find over 17000 verified appraisers to evaluate your property accurately so that you can get maximum amount as loan. All of their appraisers and lenders are committed to provide you loan easily and early. There is a short and simple loan application for to apply for a hard money loan. Anybody can fill up this loan application within 2/3 minutes. And after filling up the loan application form you will get many bids and offers from the lenders who are interested to lend you money by seeing your condition. Here are also many registered real estate agents and loan brokers. Anybody can contact with Lending Universe Inc. for any property selling and buying solution.